The Sadism of American Health Care

Let's Review

• Insurance is not healthcare.
• Insurance is premiums and co-pays
• Insurance companies are known to deny claims for expensive catastrophic conditions, such as cancer treatment.
• 61% of bankruptcies are due to medical debt.
• Many people in debt had insurance when they first got sick, but claims were denied.
• There are no regulations to require insurance companies to honor claims, or to regulate premiums.
• Cancer is a multi-trillion dollar annual industry
• Most all processed foods and chain restaurants sell carcinogenic foods.
• Good food, such as organic food, is more expensive than bad food.
• Health care costs are multiple times higher for the insured than the uninsured. 

 

Ask Your Doctor

Just check with your doctor on what the charges are for you when you are insured versus when you are uninsured.  The same goes for your pharmacist.  I have heard reports (and have personally experienced) pharmaceutical costs at three to ten times higher when you are insured than when you are not insured.  Why should I pay $600 per month to get "free" medications (plus a small co-pay) that cost $500 when I'm insured?  But if I am uninsured, I pay for the same medications outright for $100 and I save $500 monthly, because I pay no premiums.  I can use that money to buy high quality foods that prevent health problems.

Insurance is the Catastrophe

If I should face a catastrophic health care claim, I would have no insurance and therefore be billed at the uninsured rates of one-third to one-tenth the rates I would be billed if insured.  Suddenly catastrophic costs are not as high and are somewhat affordable.  If I go to the right hospital, they will provide a social worker to help me work out payments or get alternative insurance.  I don't need to have catastrophic insurance in advance.  I can live without insurance and get it when I actually need it. If unemployed, there are state programs (like Medi-cal in California) that will cover everything. So it becomes very clear that having insurance is more expensive, more risky, and downright life threatening, compared to not having it. With no health insurance I can afford a better healthier life with better foods, and prevent the need for insurance.

Insurance companies may or may not deny coverage. So you are gambling that your exorbitant premiums might cover you and your family when you need it the most.  But there is no guarantee.   Insurance companies do not guarantee they will cover you for anything.  We know that many people die for lack of coverage even when they have insurance. Why buy it? What we really need is insurance for insurance companies that will cover you when they don't.

Is your life and your family's lives worth the risk of insurance that is worse that not having any?  At least without insurance, you qualify for care under numerous social service programs. But with insurance you run the risk of being denied care and left to suffer and die. The cost of care when you are insured is also many times higher, making it more unlikely for you to get care.  Just tell your doctor, hospital ad pharmacist that you have no coverage and your bills will be cut down drastically.

 

Obamacare

The ACA (Obamacare) is supposed to make insurance affordable for people who previously could not afford it. In fact Obamacare insurance is hardly less expensive. Poor people who can't afford even low cost insurance are left out in the cold, having to buy cheap foods that are actually a health risk.  California's Prop 65 lists over 900 carcinogenic chemicals that may be found in our food, air, and environment.  The law merely requires establishments to post a notice that these chemicals exist in their products. Most every food chain, including McDonald's, Burger King, Taco Bell,  Carl's Junior, Starbucks, Wendy's, Chili's, Applebees and many more, sell food with carcinogens.  Some of them post the required notice. Most do not. Any processed and prepackage food is a likely candidate for carcinogenic chemicals or malnutrition.

Even with Obamacare, children over 26 do not qualify to be on their parents plan. In our lousy economy, it is most likely these kids are unemployed, grossly underemployed, or faced with extravagant college loan payments, and cannot afford insurance on their own, no matter how cheap it is.  This is a blessing in disguise as insurance is more of a liability than a protection.

We choose our own fate. We can choose to deny insurance companies our money and support, instead of paying for them to deny us coverage and charge us both exorbitant premiums and exorbitant health care costs.

Insurance is not what we should be discussing. As activist Dr. Margaret Flowers says, we need to change the discussion to be about health care, not insurance.  Care for your health.  Eat nutritious, organic, non-carcinogenic foods.  Your food is your medicine. Your medicine is your food. Insurance is just a sadistic business based on keeping people sick. Don't buy it.

Hollywood would Never ever give this Information a Forum

Got Healthcare? (the question of the century) is a 90 minute documentary film. This stream of conversation documentary is a passionate energetic discussion on the various issues that continue to surround health care reform in America and the world. Doctors, nurses, and activists (both pro and con on reform) seemingly converse in a give and take of ideas compared and contrasted through editing. It was shot beginning in 2009 during the height of street protests, as formation of the current U.S. law was debated. The film contains updated reactions to the new law from as late as 2012. The film focuses on the issue of a single payer (Medicare for all) system, unlike any other health care related films that are currently prominent. Out in the Street Films is happy to have Maureen Cruise, RN, join their team as an executive producer for distribution. Maureen was one of the main activists interviewed in the film, and upon seeing the final cut became enthused about having the film widely seen. She has a wealth of experience in politics and as a retired public health care nurse in Los Angeles County. She is a walking encyclopedia on all issues concerning healthcare reform. The stream of conversation film style uses interviewees to tell the story and explain concepts instead of the more traditional high profile "name" actor with cute graphics. The film was shot on a very low original production budget of about $3,000 and without a production crew by producer-director-photographer, Jon Raymond. Jon also edited the film. The final effect is an unpolished gritty street reality look, as much out of necessity as by choice. Current global corporate pressures threaten to to water down or remove social and economic benefits in numerous Euro nations, including healthcare. A recent United Kingdom news article titled, Fury as first privately run NHS hospital racks up £4.1m loss (Oct 28 2012 by Nick Dorman, The People) indicates that the NHS (Britain's National Health Service) failed at an attempt to privatize health care with patient satisfaction down from 1st to 14th place. As you may know, Europeans are very aware of what happens in the US, often incredulous even, and rightly so. Understanding our very sick system, might prepare worldwide audiences for any such moves on the part of their increasingly right-of-center veering administrations. A clear unapologetic view of the US for-profit system and it's criminality (45,000 Americans die annually for lack of healthcare according to a Harvard study) should scare the pants off anybody who understands and enjoys healthcare as a human right. It is a shocking situation, and non Americans will be astounded by the facts in this film. Maureen, a long time street activist and independent film lover applauds Got Healthcare? as follows: My office file is full of amazing indie films made by one or few persons with no budget, yet who provide very interesting, well researched and sensational knowledge that I appreciate having. I see these films at forums and issues conventions. Hollywood would never ever give this information a forum. Their focus is entertainment not information. And it is star driven. My celebrities are the people in the street. HOORAY! So I am thrilled that many people are making documentary films and disseminating what corporate media has not only ignored but also drowned out with glossy schlock. The questions for me are: Does this interest people? Does it reveal information? Does it strengthen our human bond? Do people like it? - Maureen Cruise Maureen is also a member of PNHP (Physicians for a National Health Program) and CNA (California Nurse Association). PNHP, CNA and member doctors and nurses are prominent throughout the film, among the 65 street activists interviewed. Maureen has promoted the film at various activist events where it has been screened and well received as the following typical testimony indicates: I watched the movie and it's excellent! Especially liked the way you traced the trajectory of Obama's downfall from single-payer preference to the mess that is PPACA. The woman who defined Socialism as a shortage of toilet paper is, alas, a classic. I've met many like her. The American public has so much to learn..... We're grateful for your efforts, and hope to spread the word far and wide. - Carol Tvaroh

The RAM: Helping Third World Countries like the USA

Medical Students to Senate Republicans: Repeal Is Not the Solution to Our Health Care Crisis

While I agree with the students here, I question what part of the PPACA (Affordabl­e Care Act) will actually survive to do any good. We've already seen the provision that blocks rates to increase repealed. With rate increases already in effect (or taking effect 1/1/2011) insurance companies now have raised rates by as much as 39% to make up for having to put 26 year olds back on their parents plans (among other things).

Plus they have now made new restrictio­ns on what meds and services are covered. It's business as usual in the suck Americans' health dry for profit game.

The cumulative effect is that PPACA has decreased health care and made things much worse. By 2014 it will require all Americans to buy insurance and submit to this mandated corporate oligarchy, giving Americans less coverage, with continued denial of care and pre-existi­ng condition exclusions at higher costs, guaranteei­ng the corporate oligarchy a steady stream of government mandated corporate welfare to the insurance industry.

Repealed or not, that is exactly what will happen. The difference is that with repeal, people just might get pissed off enough to take to the streets and refuse to pay for health care insurance (and you can bet repeal will not reduce any rates), which amounts to corporate graft. It is naive to think that PPACA will have any positive effect. It is a 2000+ page monster health care legislatio­n written by and for the corporate health insurance oligarchy that runs America.
Read the Article at HuffingtonPost