Showing posts with label aca. Show all posts
Showing posts with label aca. Show all posts

Sunday, May 1, 2016

Big Problem with the Universal Healthcare Movement or WTF is Single Payer?

"Single Payer" is some anonymously coined term (as far as I know) that supposedly describes the concept of a single government entity, such as a national government healthcare agency (not unlike the Veterans Administration), which would replace all commercial healthcare insurance companies. More accurately it has been called Medicare for All, which, in fact, is the title of a piece of legislation that has been kicked around for years in Congress, yet never killed. And why? Because the government in its infinite wisdom must appease any growing outcry from all the little people out there so they can continue to receive "campaign contributions" from the sickness industries. It is my considered opinion that the term was coined, probably well thought out in advance, by our paranoid little government in its never ending fear of losing control over all its people, as if it ever owned all its people.

Who came up with the ridiculous phrase? Some secret think tank or New England university choir boys group who decided that mommy and daddy's never ending money supply might be in danger of deflating by a few percent due to a few undesirables who have a problem with being considered dispensable for the sake of the multi-trillion dollar sickness industries in America, that's who. Tens of thousands die annually in America due to the lack of real heath care. They suffer and die for corporate profits. And insurance proves time and again that it is not health care. It is the denial of care. It is a profit center. 

Cancer alone is a multi-trillion dollar annual industry. But you won't hear "Single Payer" advocates or activists (as they think of themselves); you will rarely ever hear them refer to an American sickness conglomerate of industries or the fact than even just one arm of it profits in the trillions on the sickness, suffering, and deaths of their so precious free American co-citizens. No, you will never hear that. Why? Because the US government ultimately controls activist groups and has notoriously infiltrated each and every activist group in this country. This is a known fact regardless of whether you call it conspiracy theory or not. American agencies place infiltrators at the highest levels of activists groups. That is why there are ridiculously misunderstood terms like "single payer" used to describe the crux of activists' concern. No. That is not their concern. Their concern is human life, the forsaking of human life for profit. Greed rules America. People die. Insurance is not healthcare. Those are the concerns.

Now if so called activists really wanted to end this criminality, this forsaking of life, this outrage that flies in the face of American freedom, this dispensing of people for profit; if indeed they wanted to be true activists, they would drop all their insurance polices. They wine and moan about how the insurance industry denies care, costs so much overhead, allows people to die and what do they do? They willing buy insurance from the criminals they fight.  Ludicrous. And then when they need insurance they get denied. They too suffer. Wake up! You are educated people. Think for yourself. Your money is your control.

If you want to go up against big insurance, you drop your insurance. You don't pay. You don't pay outrageous bills. You vote with your feet and your wallet. You allow yourself to get bad credit ratings because that's what true activists do. Going to a sit-in at the local insurance tower and getting arrested is not a sacrifice. That's a show with minimal effect. Forsake your credit ratings. Show your true power and commitment. Until you do that you will never have respect. Because money is all they understand. Nothing else matters. Not life. Not politics. Not freedom. Not this country or its ideals. No way in hell does any of that matter to American industry. All that matters is money. And the people have the power to cut off the money. You have that power. It's your money! You are funding your own doom. Are you freaking nuts? Or are you an investor in suffering and death? My mistake then.

How many activists out there still have insurance policies. Raise your hands. Yes. 99% of you. You aren't really activists are you.? You're spineless! Yes you work hard and I respect that, but your energy is misplaced and misspent. Work smart. Do something that matters. If a real movement were afoot to drop insurance you can bet it would change things in an instant.

News flash! Change does not happen in government. You will not find a champion to elect in government that gives enough of a flying fart about your life over their own. Would they risk embarrassment? Would they risk making waves? Would they risk their own credit ratings? Their reelection? Their job? Being ostracized? No! You think peoples' lives matter to anyone in government compared to the millions of dollars in donations they can get from industry? You are whacked out of your mind if you do.

Change happens when Martin Luther King marches, or when Rosa Parks gets on a bus, or when Bruce Springsteen drops a concert. It never happens when government signs a bill, because government will never sign a bill until someone forces their hand. Force their hand! Do not pay for insurance. Do not pay ludicrous health costs. Don't do it! It's criminal. 

Two Cents.

Thursday, May 1, 2014

The Sadism of American Health Care

Let's Review

  • Insurance is not healthcare.
  • Insurance is premiums and co-pays
  • Insurance companies are known to deny claims for expensive catastrophic conditions, such as cancer treatment.
  • 61% of bankruptcies are due to medical debt.
  • Many people in debt had insurance when they first got sick, but claims were denied.
  • There are no regulations to require insurance companies to honor claims, or to regulate premiums.
  • Cancer is a multi-trillion dollar annual industry
  • Most all processed foods and chain restaurants sell carcinogenic foods.
  • Good food, such as organic food, is more expensive than bad food.
  • Health care costs are multiple times higher for the insured than the uninsured. 

 

Ask Your Doctor

Just check with your doctor on what the charges are for you when you are insured versus when you are uninsured.  The same goes for your pharmacist.  I have heard reports (and have personally experienced) pharmaceutical costs at three to ten times higher when you are insured than when you are not insured.  Why should I pay $600 per month to get "free" medications (plus a small co-pay) that cost $500 when I'm insured?  But if I am uninsured, I pay for the same medications outright for $100 and I save $500 monthly, because I pay no premiums.  I can use that money to buy high quality foods that prevent health problems.

Insurance is the Catastrophe

If I should face a catastrophic health care claim, I would have no insurance and therefore be billed at the uninsured rates of one-third to one-tenth the rates I would be billed if insured.  Suddenly catastrophic costs are not as high and are somewhat affordable.  If I go to the right hospital, they will provide a social worker to help me work out payments or get alternative insurance.  I don't need to have catastrophic insurance in advance.  I can live without insurance and get it when I actually need it. If unemployed, there are state programs (like Medi-cal in California) that will cover everything. So it becomes very clear that having insurance is more expensive, more risky, and downright life threatening, compared to not having it. With no health insurance I can afford a better healthier life with better foods, and prevent the need for insurance.

Insurance companies may or may not deny coverage. So you are gambling that your exorbitant premiums might cover you and your family when you need it the most.  But there is no guarantee.   Insurance companies do not guarantee they will cover you for anything.  We know that many people die for lack of coverage even when they have insurance. Why buy it? What we really need is insurance for insurance companies that will cover you when they don't.

Is your life and your family's lives worth the risk of insurance that is worse that not having any?  At least without insurance, you qualify for care under numerous social service programs. But with insurance you run the risk of being denied care and left to suffer and die. The cost of care when you are insured is also many times higher, making it more unlikely for you to get care.  Just tell your doctor, hospital ad pharmacist that you have no coverage and your bills will be cut down drastically.

 

Obamacare

The ACA (Obamacare) is supposed to make insurance affordable for people who previously could not afford it. In fact Obamacare insurance is hardly less expensive. Poor people who can't afford even low cost insurance are left out in the cold, having to buy cheap foods that are actually a health risk.  California's Prop 65 lists over 900 carcinogenic chemicals that may be found in our food, air, and environment.  The law merely requires establishments to post a notice that these chemicals exist in their products. Most every food chain, including McDonald's, Burger King, Taco Bell,  Carl's Junior, Starbucks, Wendy's, Chili's, Applebees and many more, sell food with carcinogens.  Some of them post the required notice. Most do not. Any processed and prepackage food is a likely candidate for carcinogenic chemicals or malnutrition.

Even with Obamacare, children over 26 do not qualify to be on their parents plan. In our lousy economy, it is most likely these kids are unemployed, grossly underemployed, or faced with extravagant college loan payments, and cannot afford insurance on their own, no matter how cheap it is.  This is a blessing in disguise as insurance is more of a liability than a protection.

We choose our own fate. We can choose to deny insurance companies our money and support, instead of paying for them to deny us coverage and charge us both exorbitant premiums and exorbitant health care costs.

Insurance is not what we should be discussing. As activist Dr. Margaret Flowers says, we need to change the discussion to be about health care, not insurance.  Care for your health.  Eat nutritious, organic, non-carcinogenic foods.  Your food is your medicine. Your medicine is your food. Insurance is just a sadistic business based on keeping people sick. Don't buy it.



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